In the dynamic landscape of real estate investment, securing timely and flexible financing is paramount. Accolend emerges as a versatile and comprehensive private lending partner, offering a robust suite of loan products meticulously designed to meet the diverse needs of today’s real estate investors. With a focus on speed, flexibility, and clear terms, Accolend provides the financial leverage necessary for a wide range of projects, from quick flips to large-scale new construction.
For investors in the “fix and flip” market, Accolend offers tailored financing for both new and seasoned professionals. First-time investors can fund up to 80% of the purchase and 100% of rehab costs, while experienced investors are rewarded with higher leverage, securing up to 85% of the total project cost and benefiting from lower FICO score requirements. All fix and flip loans feature a 12-month term and financing for up to 100% of the renovation budget.
Builders and developers can turn to Accolend’s Ground-Up Construction loans for projects starting from scratch. This program for experienced builders funds up to 100% of construction costs and 60% of the land purchase, with loan amounts scaling up to $8 million. The 24-month terms provide the necessary timeline for significant development projects across single-family, multifamily, and mixed-use properties.
For those focused on building a long-term rental portfolio, Accolend’s DSCR (Debt Service Coverage Ratio) loans provide an ideal solution. This program assesses a property’s income potential rather than personal income. For purchases, investors can secure up to 80% LTV with no prior experience required. For refinancing, the program requires landlord experience and a DSCR of 1x, ensuring the property’s cash flow covers its debt.
Finally, to help investors seize immediate opportunities, Accolend’s Bridge Loans offer a crucial short-term financing solution. Accessible even without prior experience, these 12-month loans can fund up to 75% of a purchase or provide cash-out refinancing. This flexibility allows investors to acquire and stabilize properties quickly before securing long-term financing. Across all its offerings, Accolend demonstrates a commitment to empowering real estate investors with the capital and structured products needed to succeed and scale their ventures.